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When an individual buys a new car, they don’t expect it to give them problems right off the bat. Given that the average automobile has as many as 30,000 different parts, manufacturing errors can happen.

While many consumers can take their car back to the dealership and have a simple repair performed on it, there are some that never seem to get fixed. If you have one of these, then you might have what’s called a “lemon” car on your hands.

Virginia state law requires the manufacturer to buy back or replace your lemon car. If you purchased it using a loan, you may wonder what happens with it once you decide to sell it back to them or trade it in.

You should never stop making payments when your car starts having trouble. You’ll want to contact your lender instead to let them know that you have a suspected lemon car and that you intend to file a claim. You should also keep up with your payments, so your vehicle doesn’t get repossessed.

If you decide to trade in your lemon car for an identical one, then your lender may have you continue making payments on your original loan. They’ll likely reimburse you titling, registration fees, insurance costs and sales tax that you paid for the original one. They may expect you to pay “offset of use” fees for mileage, and wear and tear out of your own pocket though.

Should you decide to get a different model car, then your lender will likely apply the manufacturer’s reimbursement to your existing loan. They’ll then assess offset of use fees and close your line of credit. They may require you to apply for another loan if you want a new vehicle. It may carry with it different terms such as a shorter payoff period or higher interest rate.

If you think that your new car is a lemon, then it’s important that you act fast. Virginia law only gives Lynchburg motor vehicle owners a limited time frame to file suit against their car’s manufacturer. A lemon law attorney can make sure that you know your motor vehicle warranty rights and help you recover damages in your case.